One clause in your factoring agreement makes every client dispute resolvable in 45 days.
Recourse claims. End-customer non-payment. Disputed invoices. These aren't write-offs. They're recoverable, if you have the right dispute resolution infrastructure.
Trusted by Ironwood Finance. No upfront fees. Claims up to $500K.
~45 days. No attorneys required.
You funded a receivable. The end-customer didn't pay. Now what?
Your client gave you the invoice. You advanced the capital. The end-customer disputed the delivery, the quantity, or conveniently "never received" the goods. Now your client is non-performing on the recourse, and you're deciding whether to send a collections letter or call your attorney.
Here's what that decision actually costs:
- Collections agency: 25–40% of recovered amount (if they recover anything)
- Small claims court: Capped too low, slow, and only works if you can prove jurisdiction
- Full litigation: $15,000 in attorney fees to recover a $30,000 receivable. The math doesn't work.
- Write it off: You lose the capital and set a precedent that recourse is unenforceable.
Brief turns your recourse clause into a recovery engine.
Add Brief's dispute resolution language to your standard factoring agreement. From that moment, every client dispute has a defined resolution path: online filing, document review by a bar-recognized E-Judge, binding award in ~45 days.
No attorneys required. No court dates. No conference rooms. Your client submits their recourse position, the end-customer responds, Brief decides.
The award is court-enforceable. You can domesticate it and convert it to a judgment. Ironwood Finance does exactly this.
How Brief Works for Factoring
"Ironwood Finance uses Brief to resolve MCA and factoring defaults, getting binding awards that we domesticate into enforceable judgments. Brief gives us a recovery path on disputes that would otherwise require expensive litigation or a write-off."
Brief is the dispute resolution infrastructure that Ironwood Finance built into their standard agreements. When a dispute arises, the process is already in place.
What you're leaving on the table right now.
Run the numbers on your portfolio.
| Scenario | Traditional Approach | Traditional Cost | With Brief | Brief Cost |
|---|---|---|---|---|
| $40K recourse claim | Collections agency | Lose 30% + time | Brief arbitration | ~$1,500 + recover fees |
| $75K end-customer dispute | Attorney + litigation | $15,000–$25,000 | Brief arbitration | ~$2,500 |
| $120K invoice dispute | Write-off or litigate | Full loss or $30,000+ | Brief arbitration | ~$3,500 |
| 10 disputes/year at avg $50K | Current approach | $50,000–$150,000 in fees/losses | Brief | ~$10,000–$15,000 |
Traditional Approach
With Brief
Brief was built for exactly this.
Document-Only Matches How Factoring Works
Factoring disputes live in documents: invoices, purchase orders, delivery confirmations, recourse agreements. Brief's process is built around document submission, not testimony. Your evidence is already in the files.
45 Days Matches Your Capital Cycle
Your capital is deployed. Every day a recourse dispute sits unresolved is a day your liquidity is frozen. 45-day resolution isn't just convenient, it's capital efficient.
No Attorneys Means Higher Net Recovery
When you litigate a $50K recourse claim and spend $20K on attorneys, you've already lost 40 cents on the dollar before the outcome. Brief keeps your net recovery high because the process cost is low.
The clause is free. Here's what it looks like.
Brief provides a free, customizable arbitration clause you can add to your standard factoring agreement. It takes five minutes. Your legal team can review it.
This is a simplified example. Brief's full clause language is available free, and our team can help customize it for your factoring agreement.
What factoring companies ask before they sign up.
Your next recourse claim is already in your portfolio.
You don't know which invoice will go sideways. That's exactly why the clause needs to be in every agreement, not just the ones you're worried about. Add it once. Cover every future dispute.
No upfront fees. Takes 15 minutes to see how Brief works for factoring companies.